There are two ways to buy the Nokia Lumia 810 on T-Mobile.
(Credit: James Martin/CNET)
Walk into a T-Mobile store and a second cell phone payment option might catch your eye: the Value plan.
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At first, the plan looks a bit like an interest model: a lower up-front cost for your purchase, say $50 less, followed by 20 months of equal payments of $20 apiece. In other words, you spend most of your two-year contract paying hundreds of dollars more for your phone.
But peer closer and the Value plan actually saves you over $100 during a two-year contract, and more if you keep the device longer than its typical two-year tenure.
How? You pay for the unsubsidized or less-subsidized cost of the phone, but also pay a smaller monthly data rate.
(Credit: T-Mobile)
Let's take the Nokia Lumia 810 as an example... [Read more]
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